Personal Auto Insurance
from an insurance specialists
Who's Covered By My Auto Insurance?
Auto Insurance policies will cover you, your spouse, and any other family members you name on the policy. Your policy would also cover you if you are driving someone else's car as long as you have their permission. Finally, if you let someone drive your car, even if they aren't on your insurance policy they are still covered. We offer the best Personal Auto Insurance policy at affordable prices. Personal auto insurance premium varies depending on multiples factors, such as: years of driving experience, age, gender, accident history, and much more.
Personal Auto Insurance Policy covers!!!
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Liability Coverage:
We offer optimum protection if you’re involved in an accident caused by you. There are two types of the policy, they are;
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Injuries to other people:
Basically, it covers the medical expenses of those injured, expenses for the damaged car, and a possible lawsuit filed by anybody involved in an auto-crash that’s your fault.
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Damages to someone’s property:
Should someone’s property be vandalized during the accident, we take care of the damages done and provide legal support if the person files for a lawsuit.
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Medical Payment Coverage:
This policy entails footing the bill of injuries sustained by you or passengers in your car. This immunity covers you and those in your car in the auto crash.
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Uninsured Motorists Coverage:
A survey shows that 1 in 5 drivers is uninsured. This explains the possibility of accidents with a driver who’s not insured. This insurance policy covers you when you’re involved in an accident with a driver who is not insured. It covers the medical bills and expenses for your damaged car.
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Underinsured Motorists Coverage:
Not everyone breaks the law, some drivers actually do carry their auto insurance policy but sometimes, their insurance policy might not be enough to cover your loss. If you’re involved with an underinsured driver, and can’t afford your medical expenses and damages to your car, this policy, Underinsured Motorists Coverage, steps in and saves the day.
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Coverage For Damage to Your Car:
This policy provides maximum protection against any damage to your car. Comprehensive/Collision insurance to protect any vehicle that has financing. If the vehicle gets damaged in an accident, this coverage will pay to repair it or replace it. If you don't have gap insurance, the difference between what you owe and what the vehicle is worth on the current market may be your responsibility. You could be left owing money and have a vehicle that is a total loss.
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Property damage coverage cover:
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Damage to another vehicle.
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Damage to another person’s property.