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Types of Business Insurance

 We offer a range of business insurance policies for almost any type of business, including liability coverage, commercial vehicle insurance. Browse our selection below to get more information about the business insurance that's right for you!

   1. Business Owners Policy (BOP)

 Two coverages you need, combined in a single policy.

  • Bodily injury or property damage

  • Defense costs for covered liability losses

  • Business furniture and equipment 

   2. General Liability Insurance/CGL

 CGL can help cover your business while performing normal operations. Coverages include:

  • Physical injury liability

  • Property damage liability

  • Lawsuits costs for covered losses

 

   3. Professional Liability 

  From Insurance Agents, Realtor, Personal Trainers to Attorneys you need Professional Liability Insurance (PL), also called Errors & Omissions (E&O) insurance. This coverage protects you for:

  • Mistakes or advice your company makes in business

  • Legal defense costs

  • Services completed

  4. Worker’s  Compensation 

 This coverage is mandatory if your business has employees. Workers' comp covers a business' employees if they're  injured at work. In general, policies cover: 

  • Lost wages

  • Medical expenses

  • Rehabilitation expenses

 

  5. Commercial Auto 

If the driver of a vehicle uses it for their job, work or business, you need a commercial policy. You may need commercial coverage if:

  • The vehicle is used to transport goods or people

  • The vehicle is used to perform a service

  • Employees drive the vehicle

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